Chola MS Home Insurance
Chola MS General Insurance Co. Limited is a Joint Venture between Murugappa Group and Mitsui Sumitomo Insurance Group of Japan. Cholamandalam MS General Insurance offers an extensive range of products that include Accident, Health, Engineering, Liability, Marine, Property, Motor, Travel and Rural insurance for individuals and corporate. Chola MS General Insurance Company Limited offers Chola MS Home Insurance.
The Chola MS offers a complete home insurance policy that protects your valuable resources and also the structure and the home contents. Chola MS Home Insurance provides protection from burglary and housebreaking to domestic and electrical appliances and even the structure & contents of the house. The Chola MS offers two types of Chola MS Home Insurance Plans, they are:
- Home Insurance.
- Home Protect.
Chola Home insurance policy is the only way to protect and safeguard your peaceful home from such accidental dangers. A good home insurance plan not only guards your house externally but also it covers the assets and valuable content owned by you along with the structure.
- Get home insurance online and save time, money and hassle free.
- The option of covers for your valuable items, such as camera and jewelry.
- Standard coverage for protection against explosion or fire, attempted burglary, injury due to natural disasters, theft, and compensation for injuries to property or contents within, through vehicular accidents.
- The policy includes both structure and home contents.
- It covers your house against burglary, fire, and terrorism
- This plan provides cover for valuable items like electronics, jewelry and anything else you might opt.
- The policy cover for self-owned homes as well as contents of rented houses.
- Fire and Special Perils.
- Burglary and Housebreaking.
- The building, Contents, Jewellery and valuables, plate glass, domestic appliances, Domestic electronic equipment, baggage, and Personal Accident.
This is an indicative list of the general exclusions under Chola MS Home Insurance:
- War and allied peril
- Nuclear and Allied peril
- Wear and tear
- Pollution and contamination
Cholamandalam MS, bring you a best home insurance plan that is as individual as your coveted home – Chola Total Home Protect. With Chola MS Home Protect, you can acquire not just the house but all the valuables resources within it while also protecting your family.
- Comprehensive cover.
- Hassle-free process.
- Equally hassle-free claims process.
- Broad range of options for the sum insured
Cover for Building Structure and Contents:
- Fire, lightning, implosions, explosions, strike, and riots or malicious acts.
- Earthquakes, shock, and landslide or subsidence.
- Flood, inundation, storm, typhoon, tempest, tornado, and hurricane or cyclone.
- Missile testing operations.
- Acts of terrorism.
- Jewelry and valuables, domestic appliances, Domestic electronic equipment, plate glass, baggage, and Additional Rent for Alternate Accommodation.
Cover for People:
- Family Floater Accident Hospitalization Cover.
- Personal Accident Cover.
- Public liability.
- Workmen’s Compensation.
- Damage or loss related to bullion, unset precious stones, curios or works of art valued.
- Damage of loss to consumable items.
- Injury or loss to motor vehicles, cycles or livestock.
- Responsible for the Damage property, under the Maintenance Agreement.
- Deterioration, wearing away/wearing out of any item due to normal use or exposure.
- Damage due to willful gross negligence or an intentional act of the policyholder or his employee.
- Defects, Flaws, partial fractures/cracks that develop over time.
- Damage caused by faults that pre-existed the commencement of the current insurance policy and not known to the policyholder, regardless of whether such defects or errors were known to the company or not.
- Damage/loss during transport by any carrier under a contract of affreightment.
- Lettered, silvered, embossed, carved, ornamental or any glass other than plain and of ordinary glazing quality.